The Credit Union offers Educational and Training Programmes to help develop its members.

Annual General Meeting 2019

All Members of the Barbados Teachers’ Co-operative Credit Union Limited are invited to attend the Annual General Meeting at Hilton Barbados Resort, Needham's Point, St. Michael on Saturday, June 22, 2019 commencing at 3:30 p.m.

From this year it has been determined that bona fide members will be issued with armbands which will allow them to participate in:

The business session

Voting on any motions etc.

Eligibility for prize draws



Thanks for your co-operation.




Financial Counseling

The Credit Union can help you to manage your money and teach you how to prepare  monthly Budgets, so that you will be able to spend and save wisely.

Wise financial management is essential in today's world - let's help you secure your future.  

Credit Union and Financial Education

 The Credit Union offers Educational and Training Programmes to help develop its members.

Training Programmes are also offered by the Barbados Co-operative and Credit Union League Limited for all Credit Union members.


Did You Know?

A person is eligible to apply for a loan at a Ratio of 3:1, after being accepted as a member.

After One Month of membership, the ratio moves to 5:1

After Two Months of membership, the ratio moves to 8:1 

After Three Months of membership, the ratio moves to 10:1

Please Note that the member must make a contribution to Shares every month, even though her/she might be repaying a loan.


1.) All loan applicants must be bonafide members of the Credit Union.

2.) All new members must complete a minimum time requirement of membership, with the Credit Union to qualify for a loan in excess of their Savings unless approved by the Board under special circumstances.

3.) A member who has been required to clear arrears resulting from delinquency must observe a waiting period of three months after completion of such payment before a new loan may be approved for that member.

4.) A loan shall not be granted to a still member (that is, a member who is not making  contributions to shares) over and above his/her share value, unless that member makes contributions to shares for the last three(3) consecutive months. (By-Law 79)



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